Vacation. The word just screams freedom. Freedom to lounge about. Freedom to eat whatever, whenever. Freedom to just be.
My family and I are going on a mini-vacation next week (much-needed), and I am excited to get away. But what is even more exciting to me, is the fact that none of this vacation is being paid for with a credit card.
Maybe I should repeat that: This vacation is not being paid for with any sort of credit card whatsoever.
Did you hear that? I could’ve sworn I heard angels singing.
This is a first for us. Vacations taken in the past were paid for with borrowed money. Fluctuating interest. The bane of our existence: credit cards.
We always thought, oh we’ll just put it on the card and pay for it later. Yeah, you’ll pay for it later. And keep on payin’. Soon, the vacation is forgotten and you’re still making minimum payments.
But this time is different. This time, we were smart. This time, we were grown-ups. We planned out the trip in advance. We made sure we had enough money. We saved. And now we can truly enjoy our time away without any little APR dangling from our rearview mirror. We can go and have fun and not feel guilty as if we are spending money we don’t have.
Sure, we are still on our path to financial simplicity, but we need a getaway. So we are going on vacation. A vacation not marred by credit, but funded by wisdom.