I wish I could say I’ve always been a financially savvy gal. In between basking in rays of golden California sun and trips to the local farmer markets, I wish I could say I was monitoring my savings accounts and receiving unheard of returns on my imaginary investments.
But alas, that’s not how I roll. Or rather rolled…
I’ve told you how I used to be an emotional shopper, and back in college, credit cards were something to be dealt with later. Even after college, I still didn’t have my act together. I got my first “real job” and kept up the status quo.
Lightening struck I got my act together, by nothing short of a miracle. My miracle? My daughter. After giving birth, my priorities shifted. In more ways than one, right moms? 😉
No but seriously, I had my sweet girl and something changed. I wanted her to have a future. I wanted her to have experiences. I wanted her to never have to go without.
I wanted her to have the world.
In order to do this, I had to sit down and take a good hard look at our finances. I had to get to the nitty-gritty.
The magic didn’t happen overnight though. It took some serious hardlining and sacrifice. It was around this time that I
fell upon stumbled across the personal finance community, and ahhhhhhh, angels started singing! For reals!! Here was a community of people fighting debt, just like me!
Can we be besties????
The PF community saved me like no other, and for that I am truly grateful. When I feel down about not getting as much debt chipped away as I would like, there’s somebody in the same boat and we can commiserate together.
Financial literacy is an ongoing lesson for me. I’m what you would call “under construction”. But I am so much more financially stronger than I was even two years ago. I am always on the lookout for ways to save money. I think to myself, “Do we already have something like this at home?” I analyze something before I buy and see if it’s truly worth the purchase.
Am I where I want to be financially and everything is perfect and coming up roses? No, not yet.
But I will be someday. And that makes me smile
Hey we’re celebrating Financial Literacy Awareness Month! Linking up to Shannon at The Heavy Purse!